SBA loans for USA businesses

Expand operations, purchase or replace real estate, acquire heavy equipment. However, you plan to enlarge your small business, Royale Capital can match you with the best loan deals anywhere.

SBA loans provide long-term, fixed-rate finance to help US small businesses grow

The US Small Business Administration (SBA) is a federal government agency that supports entrepreneurs and small businesses just like you. It partners with Certified Development Companies under strict guidelines that guarantee a large portion of the loan for lenders, making it easier for small businesses to access capital. And Royale Capital helps take care of the whole financing process for you. There are two types of loan available: the 504 loans, which is primarily for the acquisition of long-term fixed assets such as real estate and large equipment; and the 7(a) loan, for more general small business expenses such as debt consolidation or inventory.

  • Applicant operates as a for profit company
  • Operate in the United States
  • Present a feasible business plan
  • Applicant must occupy at least 51% of building to be purchased (or 60% of new construction)
  • Not be engaged in speculation or investment in rental real estate
  • Have a tangible net worth <$15 million and an average net income <$5 million after taxes for the precedingtwo years.

How The SBA 504 Works

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SBA 7 (a) Loan Program
SBA 504 Program
SBA 7(a) Eligible Applicants’ Businesses Must
Differences 7a vs 504